Moving Your Business Forward
Our commercial lending solutions are designed with your success in mind. Our suite of business lending solutions is tailored to maximize your growth. From business mortgages, lines of credit, equipment loans, and more, trust us to cultivate your business's potential.
Owner-Occupied Commercial Mortgage
- An ideal option for building equity while stabilizing operating costs
- Flexible terms
- Purchase and refinance options available
- At least 50% occupied by the borrower
Non-Owner-Occupied Mortgage
- Ideal for those investing for rental income or capital appreciation
- Flexible terms
- Purchase and refinance options available
- Less than 50% occupied by the borrower
Preferred Ships Mortgage
- Perfect for any maritime business looking to own a vessel
- Boat financing for vessels over 5 tons in weight or 27 feet in length
- Flexible terms
Getting a line of credit was a game-changer. It kept my store running when I struggled for cash flow and allowed me to focus on growing my business.Thomas F.
Frequently Asked Questions
- Personal Financial Statement
- Schedule of Business Debts
- 3 years Personal Tax Returns
- 3 years Business Tax Returns
- YTD Profit & Loss + Balance Sheet
No, membership can be established upon loan approval.
Of course, please download, print and fill out the following forms ahead of your appointment:
Book An Appointment with Our Commercial Lending Experts
By booking an appointment, you acknowledge Gulf Winds' Privacy Policy.
*For underwriting purposes, secured is defined as specific, tangible, non-depreciating assets; a blanket UCC lien on business assets does not qualify as secured.
1Financing for assets with a longer useful life (i.e. boats, planes, or large commercial equipment) may exceed a seven-year amortization when securely collateralized and properly documented. In these cases, the extended amortization should not exceed 15 years with a term not exceeding 10 years.