At Gulf Winds, our focus has always been on creating possibilities for you—our members—and strengthening the communities we serve. Your trust and support are the foundation of everything we do, and for that, I’m sincerely grateful.

In 2024, we celebrated 70 years of service—a milestone that reminds us of the journeys we’ve shared and the futures we’re building together. We launched several new initiatives to empower your financial success: our Commercial Lending program, enhanced home lending options like the Max Value Mortgage and a brand new Financial Coaching program. Each of these represents our commitment to helping you achieve your goals.

Beyond these and other new services, our Gulf Winds Foundation made meaningful impacts in our communities. From participating in the Pensacola Habitat for Humanity Women Build to raising funds during the Cat Country’s Cares for Kids Radiothon to hosting our first annual Chip in Fore Charity golf tournament, 2024 was about giving back. These efforts were possible because of your membership, and combined with your support showcased the power of community.

This past year also included a special Gulf Winds’ Member Appreciation Day, where we celebrated what makes our credit union unique—members like you. Whether you’re visiting a branch, connecting with us online, or working with one of our financial coaches, our goal remains the same: to help you navigate life’s biggest milestones with confidence. Your stories and experiences are why we’re here, and we’re honored to walk alongside you every step of the way.

Looking ahead, I’m eager for the opportunities 2025 will bring. With a focus on innovation and personalized service, we’ll continue to find new ways to support you while staying true to the values that have guided us for decades. Thank you for making us a part of your financial journey. Together, we’re shaping a future full of possibility—for you, your families and our communities.

With warm regards,

Daniel Souers,
President/CEO