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HelpHow to Stick to Your Holiday Budget
The holidays have arrived and Gulf Winds is here to help you save and stick to your budget. Keep reading to find out how. Learn More
How Can We Help Move You Forward?
Serving 75 counties in Florida, Alabama and Georgia.
Manage Your Account Anytime, Anywhere
Check your balance, transfer money, pay bills, deposit checks and more with our secure Digital Banking. Learn More
The Gulf Winds Difference
We're in your corner and ready to help move you forward. Our innovative financial tools give you the freedom to live your life, with your finances under control.
Great Rates
& Low Fees
As a not-for-profit, our earnings directly benefit our members in higher savings rates, better loan rates and lower fees.
Safe, Sound
& Secure
We use advanced technology to help protect you from fraud and ensure Digital Banking access remains secure for our members.
Solutions
Not Obstacles
Driven by the credit union philosophy of ‘People Helping People’ we help our members build their best financial life.
25 Years
5-Star Rated
For our continued show of financial strength, we have earned and maintained Bauer's Top, 5-Star Rating continuously for over 25 years.
Ready to join Gulf Winds?
Whether it’s a car loan, home ownership, saving for college, planning your retirement or digital banking that moves at the speed of life—we’ve got you covered.
Save. Spend. Live.
Insights and expertise to help you navigate your financial journey.
All About Private Mortgage Insurance (PMI)
The home buying process involves a lot of moving parts, many of which are not only confusing to first-time homebuyers, but also costly. One of these costs that are often overlooked is private mortgage insurance, or PMI. Read More
Paying Off Your Student Loans More Efficiently
Student loan payments can feel like a weight on your shoulders. That said, there are ways to pay off your student loans quickly and more efficiently than just paying your minimum monthly balance. Read More
*Rates as of 12/22/2024. The rate and Annual Percentage Yield (APY) stated for Share Draft Checking Accounts is declared by the Board of Directors and is subject to change at any time. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
1Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.