Checking Accounts
Auto Loans
Mortgages
Personal Loans
CD Savings
Locations
Contact
Membership
HelpToo Young to Buy A Home?
Thinking about buying a home, but you're young? Read to find out what to consider before buying a home. Learn More
How Can We Help Move You Forward?
Serving 75 counties in Florida, Alabama and Georgia.
Manage Your Account Anytime, Anywhere
Check your balance, transfer money, pay bills, deposit checks and more with our secure Digital Banking. Learn More
The Gulf Winds Difference
We're in your corner and ready to help move you forward. Our innovative financial tools give you the freedom to live your life, with your finances under control.
Great Rates
& Low Fees
As a not-for-profit, our earnings directly benefit our members in higher savings rates, better loan rates and lower fees.
Safe, Sound
& Secure
We use advanced technology to help protect you from fraud and ensure Digital Banking access remains secure for our members.
Solutions
Not Obstacles
Driven by the credit union philosophy of ‘People Helping People’ we help our members build their best financial life.
25 Years
5-Star Rated
For our continued show of financial strength, we have earned and maintained Bauer's Top, 5-Star Rating continuously for over 25 years.
Ready to join Gulf Winds?
Whether it’s a car loan, home ownership, saving for college, planning your retirement or digital banking that moves at the speed of life—we’ve got you covered.
Save. Spend. Live.
Insights and expertise to help you navigate your financial journey.
Getting Your Body and Finances Back into Shape: Ways to Save at the Gym
Joining a gym is a great way to get your body in shape. But for some people, a gym membership isn’t always affordable. Fortunately, there are ways to join a gym without breaking the bank. Below is a look at how you can lower, or even eliminate, your gym membership costs. Read More
Spring Break Savings Plan
Spring break is a staple for every college student, and many spend the week far away from campus. But, the costs associated with traveling to and staying in your chosen spring break destination may quickly add up. That said, it’s crucial to have a spring break savings plan. We’ll look at a few ways you can save money this spring break. Read More
*Rates as of 04/24/2025. The rate and Annual Percentage Yield (APY) stated for Share Draft Checking Accounts is declared by the Board of Directors and is subject to change at any time. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
1Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.